Purchasing a home for the first time is a big and important task. With a well-organized, proven approach to the home buying process, we can help you find the home of your dreams.

• Advantages of Owning Your Home

  Owning a home provides pride, security and financial stability. A home is not only shelter, it is a financial investment which appreciates in most markets over time and generally provides significant tax benefits.

• Our Role as Real Estate Agents

  We can represent you as either a Buyer's Agent or a Transaction Broker. As Buyer's Agents, we give you (the Buyer) representation during the entire home buying process. As Transaction Brokers, we facilitate the transaction (we'll provide the paperwork, but do not give counseling on pricing or financial matters.)
  
  We will be involved from beginning to end (closing) and beyond. We give our Buyers as much information and involvement as they desire and keep communications open; we are available for questions at all times. We would like to earn the privilege of being your most trusted advisors throughout the home buying process.

• Financing

  Most people do need a mortgage in order to buy a home. It is important to work with your Real Estate Agent's preferred lender because the lender already has proven to be professional and reliable. It does not however preclude the buyer from checking with different lenders. Buyers should examine their lifestyle for areas where they can cut back and increase their savings. They also should look at reducing their personal debt. Most Lenders prefer that long-term debt does not exceed 32 to 38 percent of monthly gross income. Prospective Buyers can also get ready to purchase a home by examining their credit record. Borrowers should have a clean credit record- with no bills 30 days past due in the last year.

• Assistance In Finding & Selecting Your Home: One-on-One Buyer Consultation At No Cost

  In this meeting, we will walk the Buyer through all steps of the home buying process: from selecting the home that is right for them to closing. We will familiarize the Buyer with forms necessary to complete the process. We will have a question and answer session in which the Buyers fill out a Buyer's Needs Analysis Worksheet. This worksheet will determine what is important to the Buyers in finding a house (and working with their Agent). We will discuss with you the advantages of a Preferred Lender.

• Contract to Purchase & Closing

  As your Agents, we will write the purchasing contract (Purchase price, Closing date, Additional provisions, etc.) to your specifications and present it to the Seller's Agent. We will counsel you in negotiations and help close the purchase.

As Your Real Estate Agents We Will ... Look for and find the right home from ALL active listings while utilizing the Buyer's input Negotiate the contract to buy a home Keep track of dates and resolve issues during the period of the contract up to closing Keep communications open with the Buyers at all times and provide updates Provide Buyers with the necessary information to make them familiar with their new neighborhood Give the Buyers a list of things to remember when moving to their new home Keep in touch and be available after closing We Give Our Buyers As Much Information, Involvement And Participation In The Home Buying Process As They Choose.

Cy & Ferrie Yashur Heritage Realty Phone: (719) 339-7874 Email: info@ColoradoRealty.com

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